About Us

We take pride in representing and
Servicing our policy holders

Frank A. Garcia started in the insurance business as a MetLife Career Agent in 1991, after extensive training and dedication he wrote and serviced over 500 family individual polices and over 100 group health insurance businesses. In 1997 he decided to open his own firm and founded United Insurance & Financial (UIF). Mr. Garcia has written and services businesses from 10 to 1000 enrolled employees and in 2014 he had a conference call from the White House with then Vice-President and now President Joe Biden in regards to Healthcare in the United States. UIF is a full service insurance agency offering Employee Benefits, Financial Services and Commercial Property & Causality. UIF offers a wide range of Health, Life, Dental, Disability, Commercial Property, General Liability and Retirement Programs throughout Dade, Broward and Palm Beach Counties.

United Insurance & Financial's client base include: Automotive Repair Shops, Aviation businesses, Air Conditioning businesses, Bakeries, Cargo companies, Churches, Commercial Laundry businesses, Dental Practices, Delivery Services companies, Electrical Contractors, Engineering Firms, Farming & Packaging entities, Gaming Casinos, General Contractors, Governments, Hair Saloons & Spas, Hotels, Insurance Agencies, Investigation firms, Law Offices, Logistic companies, Medical Practices, Metal Recycling businesses, Manufactures, Mortgage companies, Native American Indian Tribes, Non-Profit organizations, Police Departments, Printing businesses, Property Management companies, Retailers, Real estate companies, Restaurants & Lounges, Roadway Services businesses, Schools, Title Companies and Whole Sales Distributors.

United Insurance & Financial is contracted with a wide variety of top rated insurance & financial carriers. Over the years we have established strong relationships with many insurance companies to give employers the most complete and competitive insurance programs available.

United Insurance & Financial prides itself in providing excellent customer service. We represent the Employer not the insurance company on all service issues. Our mission is to provide employers with tailored made quality insurance programs to fit each client's individual needs at the most competitive price. We offer a professional bi-lingual staff to assist employers with the following issues: claims, billing, providers, RX, additions and deletions of employees, administrative guides to Cobra & Hippa, preparation of enrollment and health fair meetings as well as immediate answers to any questions.

United insurance & financial